Quick Links Use our quick links to find what you're looking for. An introduction to Brazil Attractions in Brazil Travelling to Brazil Property Hotspots The Buying Process Mortgages in Brazil Contact Us about Brazil Off Plan Property in Brazil Find out more about Brazil and Brazilian property ... Enchanted Brazil, often described as a tropical paradise and the world's fifth-largest nation occupies almost half of the South American continent and is becoming very popular with the British for not only holidaying, but for purchasing off plan property in Brazil too. The major language is Portuguese with English widely spoken. The climate throughout the country, with temperature rarely dipping below 25° C, boasts an outstanding warm and sunny climate year round. However, the south, which can be unbearably hot in summer, has non-stop rain in winter. The currency in Brazil is the Real (1 Real or Brazil Reais is worth around £ 0.25) and changing travellers' checks is quite simple. Most Credit cards are accepted everywhere, but at present, Visa is the most accepted card for cash advances, because finding an ATM that accepts your particular card can sometimes be difficult. Financially, the country is very solid and becoming more and more stable, with the increase in prices for commodities from coffee and soybeans, crude oil and iron ore, Brazil have brought a new found wealth to it’s door. Apart from being blessed with many valuable minerals resources, Brazil is the world's largest iron ore producer and has reserves estimated to last for another 500 years. Off Plan Property Brazil is therefore an ideal investment. Back to top ... Attractions Brazil has literally something for everyone, from jungle to elegance and sheer sophistication, diversity and culture, to stunning wide bands of white sandy beaches that are found along the entire northeast coast of Brazil and features some of the most exquisite coastline ever, even the occasional tropical rain won't cause a problem here, there's no other place like it in the world. Main tourist attractions of Brazil are Rio de Janeiro, The Amazon, Iguaçú Falls and The Pantanal region. Rio de Janeiro With an unparalleled mix of cosmopolitan life and natural beauty, Rio de Janeiro is a vast playground for all ages! From the action-packed dynamic city the pulsating beat of the world’s hottest party destination is the Rio Carnival, a party atmosphere as the streets erupt into a riot of colour and come alive with dancing, beating drums and luscious music as you slide into a Samba. The most colourful spectacle in the world lasts for about 5 days, all watched over by the stunning and imposing figure of Christ the Redeemer as it keeps a vigil over the beachfront metropolis and the sweeping beaches of Capacabana and Ipanema. The Amazon The Amazon is the world’s largest rainforest; you’ll find beautiful landscapes such as the majestic mountains of Minas Gerais. The richness and diversity of the Amazon’s fauna and flora is truly astounding, the beauty runs wild in the 44 national parks created to preserve the delicate ecosystem. Iguaçú Falls The majestic and spectacle Iguaçú Falls are a tourist delight, located in the Iguaçú National Park; it is a magnificent array of waterfalls in a horseshoe formation of 2,700 meters wide in the state of Parana at the borders of Southern Brazil and Argentina. Pantanal The world's largest wetland is the Pantanal and home to at least 260 species of fish and over 650 species of birds. Other wildlife living in the surrounding area consist of; jaguars, pumas, caimans, macaws, anacondas, monkeys and giant river otters, among many others. Back to top ... Travelling to and from Brazil There are about 30 major airports altogether in Brazil, many are internationals, such as those at Rio de Janeiro, São Paolo, Brasilia and Natal. Rio de Janeiro Antonio Carlos Jobim International Airport is the busiest; it has all amenities including Banks with bureau de change facilities and ATMs. For car hire Avis, Hertz and the Brazilian Localiza are all represented at the airport’s Terminal 1. Getting to the airport via road: Bus and taxi are hassle free options. In Natal, Thomson holidays carry direct charter flights from UK. Thompson flies to Natal on the Northeast coastal region, a popular destination for British clients. A New airport is being built (the 8th largest in the world) just outside the city of Natal and the closest point to Europe in Latin America. Flying time from the UK to Brazil is about 7-8 hours and the average scheduled airfare is £650. Back to top ... Brazilian Property Hotspots With low living costs and Brazil’s emerging economic world status are both viable factors of attracting foreign investors for off-plan-property (or "lancamentos" in Portuguese) in Brazil. Off Plan Property Brazil investment growth is focused on some specific locations such as Bahia located on the north east coast with stunning beaches and a balmy Tropical climate bringing with it increased development projects and an ever-growing numbers of tourists. Sao Paulo is at the threshold of a real estate boom largely thanks to cleaning off its past violent image and projecting a thriving city with much business relocation from foreign companies. Experts also predict that Rio, with its long history of tourism, is also about to see a significant growth increase in terms of real estate development. Fortaleza is considered the wealthiest city in the north east of Brazil is currently experiencing a tourist boom. Poto Seguro is of the most popular holiday resort in Brazil, heaving with Brazilian tourists throughout the year and of course an up and coming property hotspot. British expatriates tend to congregate mainly around the large urban areas of Rio, Sao Paulo, Bahia and Recife. Back to top ... The Buying Process in Brazil The mortgage market is still underdeveloped in Brazil and foreigners cannot yet obtain a mortgage, British investors usually arrange alternative financing in the UK for the Off Plan Property Brazil. However Brazilian mortgages are due to be offered to foreigners in the near future as interest rates drop and banks develop their financial products. About 20% of Brazilians lack adequate housing. The current development of new mortgage laws should make home ownership a more affordable option for Brazilians. In 2005 about 50,000 mortgages were granted in Brazil but at high rates. In turn, with the introduction of the Brazilian mortgages, foreigners will be encouraged to create a new supply of housing and assist the economic development currently underway. Back to top ... Getting Finance / Mortgages in Brazil Many off plan property financing in Brazil offer instalment plans over a period of 12 to 60 months. Charges vary depending on the developer and repayments are usually index linked. The developer can often offer the most competitive finance options to investors and these are certainly worth considering. However, it is highly recommended that before making a commitment, you discuss your investment plans with a lawyer, a reputable property agent with experience in the area or a financial advisor before you decide on any Off Plan Property Brazil. Many developers in Brazil offer beneficial payment schemes through the International Property Investment Network (IPIN). Payment schemes presently on offer allow you to buy property off-plan before or during construction when the price remains low, with down payments of between 15% and 40% of the property price. By the time the property is completed, prices rise due to market forces and the general appeal of a completely finished property ready to be occupied. Reselling the property give excellent returns of between 15% to 60% and never having paid the full purchase price. Depending on the down payment and speed of construction, profits from off-plan deals can provide a very healthy 40% to 100% per annum. Investors should however exercise due diligence and choose wisely, making sure that the property is located in an area where they will resell quickly and easily or where there is a high rental demand for their buy-to-let option. With an off-plan investment, even in the “worst case” scenario if the property cannot be sold upon completion, the developer himself can often finance the final balance due, typically over 4 years or more. Furthermore, the rental income may pay off the finance of this loan and yield further eventual return on investment. How can property be cheaper if bought off-plan – How does it work? In order to limit financial risk and debts, the developers of any project will wish to sell units off-plan. They understand that if buyers cannot see a physical property at the beginning, they will demand a lower price, while relying purely on the developer’s reputation, the property location, and computer simulations on which to base their decision to purchase. In addition to the excellent off-plan price, some highly beneficial finance structures are in place. You sometimes need to pay only around 20-40% of the purchase price in the form of a deposit, while the rest is payable upon completion. This may be financed by a mortgage if necessary. Prices start as low as £20,000 for a one-bedroom apartment located on a beach and £220,000 would get you a four-bedroom house with a pool and maid's quarters. It is recommended checking out some of the deals offered by developers as some allow you to put down a 10% deposit on a property with nothing to pay for three years. With predictions of prices doubling in the next four to five years this could a nice way to make good profit. Finance Links http://darkwing.uoregon.edu/~sergiok/brfinancial.html - The Economic & Financial Website (It’s a very useful website providing a number of relevant links on everything financial ranging from Doing Business to Banks). Back to top ...

Quick Links

Use our quick links to find what you're looking for.

An introduction to Brazil

Attractions in Brazil

Off Plan Property in Brazil

Find out more about Brazil and Brazilian property ...

Enchanted Brazil, often described as a tropical paradise and the world's fifth-largest nation occupies almost half of the South American continent and is becoming very popular with the British for not only holidaying, but for purchasing off plan property in Brazil too. The major language is Portuguese with English widely spoken.

The climate throughout the country, with temperature rarely dipping below 25° C, boasts an outstanding warm and sunny climate year round. However, the south, which can be unbearably hot in summer, has non-stop rain in winter.

The currency in Brazil is the Real (1 Real or Brazil Reais is worth around £ 0.25) and changing travellers' checks is quite simple. Most Credit cards are accepted everywhere, but at present, Visa is the most accepted card for cash advances, because finding an ATM that accepts your particular card can sometimes be difficult.

Financially, the country is very solid and becoming more and more stable, with the increase in prices for commodities from coffee and soybeans, crude oil and iron ore, Brazil have brought a new found wealth to it’s door. Apart from being blessed with many valuable minerals resources, Brazil is the world's largest iron ore producer and has reserves estimated to last for another 500 years. Off Plan Property Brazil is therefore an ideal investment.

Attractions

Brazil has literally something for everyone, from jungle to elegance and sheer sophistication, diversity and culture, to stunning wide bands of white sandy beaches that are found along the entire northeast coast of Brazil and features some of the most exquisite coastline ever, even the occasional tropical rain won't cause a problem here, there's no other place like it in the world.

Main tourist attractions of Brazil are Rio de Janeiro, The Amazon, Iguaçú Falls and The Pantanal region.

Rio de Janeiro

With an unparalleled mix of cosmopolitan life and natural beauty, Rio de Janeiro is a vast playground for all ages! From the action-packed dynamic city the pulsating beat of the world’s hottest party destination is the Rio Carnival, a party atmosphere as the streets erupt into a riot of colour and come alive with dancing, beating drums and luscious music as you slide into a Samba. The most colourful spectacle in the world lasts for about 5 days, all watched over by the stunning and imposing figure of Christ the Redeemer as it keeps a vigil over the beachfront metropolis and the sweeping beaches of Capacabana and Ipanema.

The Amazon

The Amazon is the world’s largest rainforest; you’ll find beautiful landscapes such as the majestic mountains of Minas Gerais. The richness and diversity of the Amazon’s fauna and flora is truly astounding, the beauty runs wild in the 44 national parks created to preserve the delicate ecosystem.

Iguaçú Falls

The majestic and spectacle Iguaçú Falls are a tourist delight, located in the Iguaçú National Park; it is a magnificent array of waterfalls in a horseshoe formation of 2,700 meters wide in the state of Parana at the borders of Southern Brazil and Argentina.

Pantanal

The world's largest wetland is the Pantanal and home to at least 260 species of fish and over 650 species of birds. Other wildlife living in the surrounding area consist of; jaguars, pumas, caimans, macaws, anacondas, monkeys and giant river otters, among many others.

Travelling to and from Brazil

There are about 30 major airports altogether in Brazil, many are internationals, such as those at Rio de Janeiro, São Paolo, Brasilia and Natal.

Rio de Janeiro Antonio Carlos Jobim International Airport is the busiest; it has all amenities including Banks with bureau de change facilities and ATMs. For car hire Avis, Hertz and the Brazilian Localiza are all represented at the airport’s Terminal 1. Getting to the airport via road: Bus and taxi are hassle free options.

In Natal, Thomson holidays carry direct charter flights from UK. Thompson flies to Natal on the Northeast coastal region, a popular destination for British clients. A New airport is being built (the 8th largest in the world) just outside the city of Natal and the closest point to Europe in Latin America.

Flying time from the UK to Brazil is about 7-8 hours and the average scheduled airfare is £650.

Brazilian Property Hotspots

With low living costs and Brazil’s emerging economic world status are both viable factors of attracting foreign investors for off-plan-property (or "lancamentos" in Portuguese) in Brazil.

Off Plan Property Brazil investment growth is focused on some specific locations such as Bahia located on the north east coast with stunning beaches and a balmy Tropical climate bringing with it increased development projects and an ever-growing numbers of tourists.

Sao Paulo is at the threshold of a real estate boom largely thanks to cleaning off its past violent image and projecting a thriving city with much business relocation from foreign companies.

Experts also predict that Rio, with its long history of tourism, is also about to see a significant growth increase in terms of real estate development. Fortaleza is considered the wealthiest city in the north east of Brazil is currently experiencing a tourist boom. Poto Seguro is of the most popular holiday resort in Brazil, heaving with Brazilian tourists throughout the year and of course an up and coming property hotspot.

British expatriates tend to congregate mainly around the large urban areas of Rio, Sao Paulo, Bahia and Recife.

The Buying Process in Brazil

The mortgage market is still underdeveloped in Brazil and foreigners cannot yet obtain a mortgage, British investors usually arrange alternative financing in the UK for the Off Plan Property Brazil. However Brazilian mortgages are due to be offered to foreigners in the near future as interest rates drop and banks develop their financial products.

About 20% of Brazilians lack adequate housing. The current development of new mortgage laws should make home ownership a more affordable option for Brazilians. In 2005 about 50,000 mortgages were granted in Brazil but at high rates. In turn, with the introduction of the Brazilian mortgages, foreigners will be encouraged to create a new supply of housing and assist the economic development currently underway.

Getting Finance / Mortgages in Brazil

Many off plan property financing in Brazil offer instalment plans over a period of 12 to 60 months. Charges vary depending on the developer and repayments are usually index linked. The developer can often offer the most competitive finance options to investors and these are certainly worth considering.

However, it is highly recommended that before making a commitment, you discuss your investment plans with a lawyer, a reputable property agent with experience in the area or a financial advisor before you decide on any Off Plan Property Brazil.

Many developers in Brazil offer beneficial payment schemes through the International Property Investment Network (IPIN). Payment schemes presently on offer allow you to buy property off-plan before or during construction when the price remains low, with down payments of between 15% and 40% of the property price.

By the time the property is completed, prices rise due to market forces and the general appeal of a completely finished property ready to be occupied. Reselling the property give excellent returns of between 15% to 60% and never having paid the full purchase price. Depending on the down payment and speed of construction, profits from off-plan deals can provide a very healthy 40% to 100% per annum.

Investors should however exercise due diligence and choose wisely, making sure that the property is located in an area where they will resell quickly and easily or where there is a high rental demand for their buy-to-let option. With an off-plan investment, even in the “worst case” scenario if the property cannot be sold upon completion, the developer himself can often finance the final balance due, typically over 4 years or more. Furthermore, the rental income may pay off the finance of this loan and yield further eventual return on investment.

How can property be cheaper if bought off-plan – How does it work?

In order to limit financial risk and debts, the developers of any project will wish to sell units off-plan. They understand that if buyers cannot see a physical property at the beginning, they will demand a lower price, while relying purely on the developer’s reputation, the property location, and computer simulations on which to base their decision to purchase.

In addition to the excellent off-plan price, some highly beneficial finance structures are in place. You sometimes need to pay only around 20-40% of the purchase price in the form of a deposit, while the rest is payable upon completion. This may be financed by a mortgage if necessary.

Prices start as low as £20,000 for a one-bedroom apartment located on a beach and £220,000 would get you a four-bedroom house with a pool and maid's quarters.

It is recommended checking out some of the deals offered by developers as some allow you to put down a 10% deposit on a property with nothing to pay for three years. With predictions of prices doubling in the next four to five years this could a nice way to make good profit.

Finance Links

http://darkwing.uoregon.edu/~sergiok/brfinancial.html - The Economic & Financial Website (It’s a very useful website providing a number of relevant links on everything financial ranging from Doing Business to Banks).

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